Downsizing is one of the biggest — and most emotional — financial decisions of retirement. Do it well and you unlock equity, cut maintenance and simplify your life. Do it poorly and you leave money on the table or move somewhere that doesn't fit. This free guide, from a St. George Realtor who is also a Licensed Financial Professional, helps you do it right.
The right time to downsize is personal, but the signals are common: rooms you never use, stairs that are getting harder, a yard that's more chore than joy, or equity that could be working harder for your retirement. The guide includes a simple checklist to help you decide — without pressure.
Selling the family home is usually a retiree's largest single transaction, and it's tangled up with taxes, capital gains, Medicare income thresholds and your broader retirement plan. Because Aurora is both a Realtor and a Licensed Financial Professional, she helps you see the whole picture — not just the sale price, but what it means for your plan.
Most St. George downsizers move into single-level homes, villas or townhomes in SunRiver, Coral Canyon, Desert Color, or one of the region's other 55+ communities — trading square footage and yard work for amenities, community and freedom to travel.
Common signals include unused rooms, difficulty with stairs, high maintenance, or significant equity that could better serve your retirement. There's no single right age — the free downsizing guide includes a personal checklist to help you decide.
Possibly, but the federal capital-gains exclusion lets many sellers exclude up to $250,000 (single) or $500,000 (married) of gain on a primary residence. Because everyone's situation differs, Aurora — a Licensed Financial Professional — can help you understand your specific picture.
Into single-level homes, villas and townhomes in 55+ and low-maintenance communities like SunRiver, Coral Canyon, Snow Canyon Residences and Desert Color.
Download it instantly at auroraserrano.com/downsizing, or text GUIDE to (435) 256-5584 and we'll send it to your phone.
Written specifically for people 55+ considering a move to Southern Utah. Real estate and retirement planning in one place — no jargon, no pressure, download instantly.
Delivered instantly. Prefer to text? We'll send it to your phone.
Download the GuideOr text GUIDE to (435) 256-5584 and we'll send it right over.
Most people retiring or downsizing to St. George need both a Realtor and a financial professional. Aurora is both — one trusted, bilingual local expert who helps you find the right 55+ home and connect that decision to your long-term retirement plan.
Warm, patient and never pushy: she educates first and sells second, which is exactly what this season of life calls for.